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Need a Mortgage? Bring Loads of Cash

Between higher fees and larger down payment requirements, buyers have to pony up more money than ever these days to land a loan...  read more

• Confessions of a Subprime Lender
• Home Refis Right Now: Who Can and Can't
• New Mortgage Math: A Credit Crunch Aftershock
• The Risks of Rescuing Borrowers
• 4 Major Subprime Myths -- Debunked
• Refinancing Hurdles You May Face
• How the Candidates Think We Can Save Housing
• Housing Rescue Plans: What You Should Know
• Housing Gap: Affordability Issues Remain
• Taxes: Deduct Your Mortgage Loan Points

View Loans basics

Top Stories

• Weekly mortgage applications rise for first time in three weeksat MarketWatch - Wed, Aug 27, 2008
• Five things to consider before buying a pad for your college kidMarketWatch - Sun, Aug 24, 2008
• Even the best borrowers will feel the brunt of the credit crisisat MarketWatch - Tue, Aug 19, 2008
• Where real-estate market may be headed, and how to plan for itMarketWatch - Mon, Aug 18, 2008

View more articles

Most Popular Articles

• GSE rescue could scare bearsReuters - Sun, Sep 7 - 7:21pm ET
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• ConocoPhillips and Origin Energy to Create Long-Term Australasian Natural Gas BusinessBusiness Wire - Sun, Sep 7 - 6:45pm ET
• Royal Bank of Canada considered buying Lehman: reportReuters - Sun, Sep 7 - 6:36pm ET

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How-To Guides

• Home Refinancing Basics
• Financing a New Car
• Mortgage Basics
• Retirement Plan Loans
• View more how-to guides

Calculators

• Comprehensive mortgage calculator
• Compare mortgage terms (i.e. 15yr, 20yr, 30yr)
• Should I pay extra points for a lower rate?
• What are the tax savings generated by my mortgage?
• What is my current cash flow?
• View more calculators

Expert Opinion

When Should You Co-Sign -- and When Should You Not?

By Jack Guttentag

Be careful when you co-sign. Problems can destroy not only relationships but also your financial security.

• Do Mortgage Borrowers Have Bargaining Power?by Jack Guttentag
• Why Do Most Lenders Sell Their Mortgages?by Jack Guttentag
• The Down Payment Makes a Comebackby Jack Guttentag

View all experts

More on Personal Finance

• 
  Negotiating with Your LenderMoney Talks –Mon, Apr 21 - 6:00am ETWatch video
• 
  Mortgage Help: Talk is CheapMoney Talks –Fri, Apr 18 - 6:00am ETWatch video

• 
  Home Equity vs Line of CreditMoney Talks –Mon, Apr 7 - 6:00am ETWatch video
• 
  Mortgage MadnessBusinessWeek –Sun, Apr 6 - 12:00am ETWatch video

• 
  Cars: Lease or Buy?Money Talks –Wed, Feb 6 - 6:00am ETWatch video
• 
  All About 529 PlansKiplinger.com –Thu, Jan 10 - 5:00pm ETWatch video

• 
  Consolidate Student LoansKiplinger.com –Thu, Jan 10 - 5:00pm ETWatch video
• 
  New Cars: 07 or 08?Money Talks –Mon, Nov 5 - 6:00am ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.08%	6.26%
  15 Year Fixed	5.62%	5.77%
  1 Year ARM	5.94%	5.92%
  30 Year Fixed Jumbo	7.13%	7.36%
  5/1 ARM	5.78%	5.92%
  3/1 ARM	5.63%	5.73%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.59%	7.63%
  $50K Home Equity Loan	7.19%	7.25%
  $75K Home Equity Loan	7.20%	7.26%
  $30K HELOC	5.16%	5.17%
  $50K HELOC	4.77%	4.80%
  $75K HELOC	4.77%	4.81%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.15%	3.16%
  1 year CD	3.69%	3.65%
  3 year CD	3.87%	3.85%
  MMA	2.43%	2.45%
  $10K MMA	2.69%	2.72%
  $25K MMA	3.02%	3.07%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.70%	6.72%
  48 Month New Car Loan	6.49%	6.51%
  60 Month New Car Loan	6.51%	6.52%
  72 Month New Car Loan	6.44%	6.44%
  36 Month Used Car Loan	7.07%	7.08%
  48 Month Used Car Loan	6.82%	6.81%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Real Estate Search

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Location

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Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• Is a Reverse Mortgage a safe loan?
  1
  Asked by MrStevens
• 2
  How do I get my mortgage company to forgive a portion of my loan and lower my interest rate?
• 3
  Do you need a job to get a car loan??
• 4
  Is there student loan default forgiveness?
• 5
  How do payday loan places prey on the poor?

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