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What is 'A' Credit?

While factors vary, typically individuals with FICO scores above approximately 620 are deemed to be "A" credit borrowers. Generally speaking, the higher above this figure your credit score is, the greater your likelihood of being approved for the loan you want.

Potential borrowers with FICO scores below 620 can often still qualify for a mortgage, but the product might not be as well-priced or might have other less-favorable features.

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