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Find a Mortgage National Averages Mtg Loan Rate APR 30-yr Fixed : 5.94% 6.05% 15-yr Fixed : 5.29% 5.47% 1-yr Adj : 3.71% 3.97% Home Equity Rate 30K HEL: 3.46% 30K HELOC: 6.22% More Rates: Mortgage - Home Equity from Bankrate.com Calculators • Mortgage Payment • How Much Can You Afford? • Should You Refinance? • More Calculators Special Offers • • •	Finance Your Home The First Step: Find Out What You Can Afford The Anatomy of a Mortgage Your Choice of Mortgage: Basics and Variations The Lender: Bank or Mortgage Broker? Where to Shop for a Loan Getting Pre-Approved Puts You in a Stronger Negotiating Position 6 Strategies for Saving Money on Your Mortgage The Down Payment Hurdle Special Loans for Everyone The Tax Implications of Buying Your Home