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Find a Mortgage National Averages Mtg Loan Rate APR 30-yr Fixed : 5.94% 6.05% 15-yr Fixed : 5.29% 5.47% 1-yr Adj : 3.71% 3.97% Home Equity Rate 30K HEL: 3.46% 30K HELOC: 6.22% More Rates: Mortgage - Home Equity from Bankrate.com Calculators • Mortgage Payment • How Much Can You Afford? • Should You Refinance? • More Calculators Special Offers • • •	Home Buying Primer Brokers Work for the Seller, Not the Buyer The 2 Basic Loan Types: Fixed and Adjustable Getting a Loan: Banks Look at Income and Debt How Big Will My Down Payment Need to Be? Points: the Finance Charges You Pay Up Front Loans Can Take Up to 8 Weeks to Close Before You Make an Offer, Inspect the Home The Closing: Where Cash and Ownership Change Hands The Tax Advantages of Buying a Home 10 Things Your Real Estate Broker Won't Tell You 10 Things Your Mortgage Lender Won't Tell You 10 Things Your Mover Won't Tell You 10 Things a Homeowners Assocation Won't Tell You 7 Questions You Must Ask Before Buying a Condo