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Find a Mortgage National Averages Mtg Loan Rate APR 30-yr Fixed : 5.94% 6.05% 15-yr Fixed : 5.29% 5.47% 1-yr Adj : 3.71% 3.97% Home Equity Rate 30K HEL: 3.46% 30K HELOC: 6.22% More Rates: Mortgage - Home Equity from Bankrate.com Calculators • Mortgage Payment • How Much Can You Afford? • Should You Refinance? • More Calculators Special Offers • • •	Should You Refinance? No-Cost Loans: Smaller Fee, But Higher Rates Lenders Close to Home Provide Fewer Hassles "Streamlined" Refinancings Can Cut Your Application Time in Half Automated vs. Live Help: It Depends On Your Credit